The World’s Greatest Excuses

Please note:  Name below has been changed – I see this person often and consider us good friends.

Women need much more long-term care than men do. This is because we live longer and we have higher odds of getting Alzheimer’s Disease!

Single women have the greatest odds of needing long-term care.

You would think women would take heed. But they’re not!

Here’s the most recent, tragic story of middle class people unprepared for long-term care.

Here’s the most recent story I’ve seen about how long-term care insurance (LTCi) saved the day by conserving wealth and keeping family function in-tact.

Here’s the latest excuse a friend has given to avoid thinking of, and planning for, long-term care (LTC). I’ve changed her name.

Gloria is a single retired university librarian. She has a special needs daughter who will never be independent. She’s in her 60’s. She has another daughter who’s a single professional, living in another state.

Gloria bought a second pedigreed dog. She plans on training this dog to compete in races.

I gather it is very expensive and takes the equivalent – and more – than long-term care insurance (LTCi) premium would cost to buy, maintain, and train this type of dog.

She told me the new dog will keep her active and will help her avoid needing long-term care.