Here’s a refreshingly fair and accurate article by Diane Stafford in the April 16, 2011 Kansas City Star, titled Care-giving boomers find they need care themselves. It is about the public’s wide-scale denial of the possibility of needing long-term care. She beautifully describes the disconnect and denial I encounter from well-educated, middle-class and affluent people on an everyday basis.

I hope readers will take Ms. Stafford’s advice to heart. According to www.longtermcare.gov, the US Department of Health and Human Services site, at age 65, there is approximately a 70% chance any of us will need long-term care. I urge you to plan accordingly – NOW. Planning will ensure financial and emotional well-being for both you and your family.