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Archives for June 2013

An Option for Single Women Boomers

June 18, 2013 by Honey Leveen Leave a Comment

Single Baby Boomer WomanLast Wednesday morning I awoke to an engaging story on NPR about aging Baby Boomer women with limited finances, living together to create a sense of family, save money, and have fun.

A growing number of pioneering women are starting group homes with their single peers. Some are being advertised on Craigslist as Golden Girl Houses. According to Bonnie Moore, a 60-something divorcee who lives in a well-kept, five-bedroom house in Bowie, Md., a cozy suburb of Washington, D.C., it’s “a little bit like family, a little bit like roommates, a little bit like a sorority house.”

I say more power to them! They can pool their resources, strengths & weaknesses and create a responsive new family for themselves. This is a great solution up to the point any of the “Golden Girls” needs long-term care. At that point, this model could prove stressful and problematic, as increased physical and emotional demands are made upon  the housemates.

The women pictured in this story appear to be in their 50’s and 60’s, and in good enough health to qualify for long-term care insurance (LTCi). I should think that their obvious savings on rent and other household expenses would easily enable them to afford LTCi premiums, which can be reasonable.

LTCi has been, still is, and will always be the most dignified, sane option for middle class people needing long-term care.

Filed Under: I'll Just Self-Insure, Information About LTC Tagged With: Long Term Care insurance, LTC Insurance, NPR National Public Radio, www.honeyleveen.com

Caregiver Daughter is Exhausted, Angry

June 10, 2013 by Honey Leveen Leave a Comment

Daughter Caring For MotherHere’s the June 3, 2013 Dear Abby column. I hear variations of this same story almost every day. It’s a story of resentment, anger, and wasted dreams.

The family member needing care most likely chose to avoid having a conversation about responsible – and reasonable – long-term care planning when they were able to.

“DEAR ABBY: I took care of my grandmother until her death a few years ago, and now my mother is very sick. I feel angry because I’m only 23, and it seems all I have ever done is take care of sick people. I sit at the hospital sometimes just fuming.

Mom was a smoker and now she has cancer. I keep thinking if she hadn’t smoked, she wouldn’t be in this fix, and neither would I. I always visit her and try to do everything she asks of me, and yet I think I’m starting to hate her. I dread going to the hospital, sitting there and waiting for test results, etc. What kind of daughter has feelings like this? — WORST DAUGHTER ON EARTH

DEAR DAUGHTER: Please stop beating yourself up. Your feelings are normal. You have a right to be angry that your mother is sick. At 23, you have had an unusual amount of responsibility thrust upon you for someone your age. That her disease has taken over your life is also a reason to be angry.

However, please stop blaming her for her illness. Right now, you need each other. And nonsmokers get cancer, too. The American Cancer Society has support groups where family members can safely share their feelings. Please check them out.”

Filed Under: Denial, Information About LTC Tagged With: Dear Abby, Helpful Information About LTC, Honey Leveen, Long Term Care insurance, LTC Insurance, www.honeyleveen.com

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Honey Leveen, LUTCF, CLTC, LTCP
“The Queen, by Self-Proclamation, of Long-Term Care Insurance (LTCi)”
404 Royal Bonnet
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Phone: 713-988-4671
Fax: 281-829-7177

Email: honey@honeyleveen.com

Email: honey@honeyleveen.com

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