New, Easy-To-Use Tools Show Why Owning Long-Term Care Insurance Makes So Much Sense

We now have some fabulous, simple-to-use, easy-to-understand tools that show you arithmetically why owning long-term care insurance makes so much sense.

You can find each of the tools described below by clicking on this link.

• Cost of Care Generator: Check out the costs of care for the major cities in your state.

• Self Insuring (Savings Chart): See the financial ramifications of trying to save to pay for long-term care.

• Cost of Waiting: Hesitation can be costly. If you’re thinking about waiting before you buy, see how this strategy may effect you.

• Co-Insuring: You can keep your long-term care premiums low if you co-insure. This charts helps you determine your co-insurance tolerance.

• Inflation: Inflation will cause the cost of care services to increase over time. See how a   Benefit Increase Rider helps your policy keep up with inflation.

• Elimination Period: The Elimination Period is your policy’s deductible and is measured in days.  Translate your deductible back into dollars to see the real costs to you.

• Lump Sum Chart: Find out how much money you need to put aside today to pay for a future long-term care stay.

• Recoup Premiums Chart: Find out how many days on claim it will take you to recoup all of your premiums paid.