Long Term Care Insurance Expert | Honey Leveen | Houston, TX

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What’s Different About Family Caregiving Today?

January 13, 2015 by Honey Leveen Leave a Comment

Family Caregiving“What’s Different About Family Caregiving Today” is the title of a blog by Lynn Friss Feinberg of AARP.

Ms. Feinberg tells us, “Only 41 percent of people born in 1900 survived to age 65. In sharp contrast, an estimated 84 percent of people born in 2010 will live to age 65 or older. In the past three decades, the population 90 years and older has nearly tripled. The majority of the very old have one or more disabilities and need supportive services. In addition, much care in the past was short term.”

This is the quote I most love: “Although recent research shows that 90 percent of unpaid caregiving for people 65 and older currently is provided by family members, we face a growing care gap. Reliance on families to provide care in the way it was delivered in the past is unsustainable.”

Demographics are shifting. “The share of U.S. adults who have never married is at a historic high. About 1 in 5 (20 percent) adults (25 and older) have never been married, up from 9 percent in 1960. Greater divorce among people 50 and older, and more remarriage (especially among older adults) may also affect patterns of family care in the future.”

Our nation is woefully unprepared for what is sure to be a deluge of people who will need long-term care, and who will be tragically unprepared for this.

The only way to make sure your last months or years are spent with comparable dignity and choice as you have now, is to buy long-term care insurance.

Filed Under: Elephant in the Room, Helpful Information About LTC, I'll Just Self-Insure, Information About LTC Tagged With: AARP Public Policy Institute, Honey Leveen, Long Term Care insurance, LTCi, Lynn Friss Feinberg, www.honeyleveen.com

New Study Shines Light on Family Long-Term Care Providers

December 30, 2013 by Honey Leveen Leave a Comment

Family CaregivingA new study by the AARP Public Policy Institute and the United Hospital Fund reports on just how much care, and what type of care employed family members (unpaid caregivers) provide. The findings are alarming. They show that despite their workplace obligations, nearly half of all employed family caregivers perform many of the tasks we normally associated with licensed health care professionals, including a range of medical/nursing tasks, such as medication management, wound care, using meters and monitors, and more.

An earlier report by the same authors found that nearly half of family caregivers (working and non-working, combined) nationally performed such medical and nursing tasks. This new report shows that family caregivers who also work, perform medical/nursing tasks at about the same rate non-working family caregivers do.

These findings surprised the researchers, who expected more of a difference between the extent to which employed and not-employed caregivers perform medical/nursing tasks.

The report also examines the characteristics and stress levels of working versus unemployed family caregivers. No surprise here: employed caregivers have more stress.

Much of the stress family caregivers face would be alleviated with the presence of long-term care insurance.

Filed Under: Denial, Helpful Information About LTC, I'll Just Self-Insure, Information About LTC Tagged With: AARP Public Policy Institute, Honey Leveen, Long Term Care insurance, LTC Insurance, LTCi, United Hospital Fund, www.honeyleveen.com

Valuing the Invaluable

July 26, 2011 by Honey Leave a Comment

“In 2009, about 42.1 million family caregivers in the U.S. provided care to an adult with limitations in daily activities at any given point in time, and about 61.6 million provided care at some time during the year,” according to the AARP Public Policy Institute’s July 2011 update.  (See Valuing the Invaluable: 2011 Update The Growing Contributions and Costs of Family Caregiving, p. 1, Lynn Feinberg, Susan C. Reinhard, Ari Houser, and Rita Choula.  AARP Public Policy Institute: 601 E Street, NW Washington DC 20049.)

The estimated economic value of their unpaid contributions was approximately $450 billion in 2009, up from an estimated $375 billion in 2007.  The report also explains the contributions of family caregivers, details the costs and consequences of providing family care, and provides policy recommendations to better support caregiving families.

Family support is critical to remaining in one’s home and in the community, but often comes at substantial costs to caregivers themselves, to their families, and to society.  If family caregivers were no longer available, the economic cost to the U.S. health care and long-term services and supports (LTSS) systems would increase astronomically.

When unpaid family caregivers become less available due to changing family demographics, imagine the battles in Washington over how to fund long-term care for the legions of elderly without LTCi!

 

Filed Under: Helpful Information About LTC, Information About LTC Tagged With: AARP, AARP Public Policy Institute, Ari Houser, Rita Choula, Susan C Reinhard

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Phone: 713-988-4671
Fax: 281-829-7177

Email: honey@honeyleveen.com

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Honey Leveen, LUTCF, CLTC, LTCP
“The Queen, by Self-Proclamation, of Long-Term Care Insurance (LTCi)”
404 Royal Bonnet
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Phone: 713-988-4671
Fax: 281-829-7177

Email: honey@honeyleveen.com

Email: honey@honeyleveen.com

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