The following is a true testimonial, not a paid endorsement. It illustrates the transformative difference long-term care insurance (LTCi) ownership can make:

“Honey, buying LTCi was THE best insurance decision I have ever made. When my spinal cord injury occurred in 2013, I would not have been able to live safely without this policy. I am now in assisted living. It is the best of facilities. There is nothing wrong with my brain. I long for the mental stimulation available to me if I could live independently or even at home with help. I cannot live in such places for one reason: I am a fall risk.  I lost my ability to balance due to Osteoporosis, the cause of my spinal cord injury.

I don’t care how much money one has, paying for aids is expensive and a great way to go broke or not have anything to leave your children or anyone. When my mother came to live with me and she had not even a health insurance policy, I learned quickly what it costs to have home health care workers then later to pay for a long-term care facility. This is when I got your name from a friend.

Many thanks, Honey” ~ Patty Fitzpatrick, LCSW