“Education exerts its direct beneficial effects on health through the adoption of healthier lifestyles, better ability to cope with stress, and more effective management of chronic diseases. However, the indirect effects of education through access to more privileged social position, better-paying jobs, and higher income are also profound.”
According to the American Association for Long-Term Care Insurance, 2012 LTCi Sourcebook, page 3, in 2011, over 65% of all long-term care insurance new claims were for people over the age of 80!
The more affluent you are, the longer you’ll live. The longer you live, the higher the odds are that you’ll eventually need long-term care.