Long Term Care Insurance Expert | Honey Leveen | Houston, TX

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Falling Down is no Joke for the Elderly

December 8, 2018 by Honey Leveen Leave a Comment

Man helping Woman who has fallenThe World Health Organization (WHO) announced that falls are the second highest cause of injury in seniors. Falls trail just behind traffic-related injuries. In fact, over 37 million of these falls are serious enough to require medical attention, globally.

Here in the U.S., the Center for Disease Control (CDC) reports that one in four seniors, aged 65+, fall each year. Those falls mean more than 2.8 million visits to the emergency room. Tragically, there are over 27,000 deaths each year from falls.

Preventing Falls

The WHO lists multiple fall prevention strategies to help reduce risk, including:

  • Muscle strengthening and balance retraining
  • Introduction and use of physical devices to assist those with physical and/or sensory impairments
  • Thorough assessment of the living environment for potential falling hazards

The rest of the list, along with a discussion of other risk factors can be found here on the WHO website.

The Cost of Falls – not just in dollars

The CDC explains that the total cost of the injuries from falls was about $50 billion in 2015. By 2020, these costs are expected to be over $67 billion.

There has been a lot of work raising awareness around preventing these falls. Unfortunately, many seniors react in fear, so they change their regular activities. They choose to stay home and “play it safe”. However, reducing their social interaction and physical routines creates their own problems. They often experience an increase in alienation and depression.

You don’t have to hide in fear of falls! A thoughtful long term care insurance (LTCi) policy can help you easily prepare to navigate this road. Perhaps you want to hire trained home healthcare professionals.  Maybe you’re looking for a facility that is properly equipped with safety features to reduce your risk. These options become available to you, especially when you plan in advance for your future needs.

The first “step” is beginning your research. Click here to receive your free, no-obligation quote for your own LTCi policy.

 

 

Filed Under: Helpful Information About LTC, Information About LTC, Uncategorized Tagged With: fall risk, LTCi

Falls are the #1 Cause of Long-Term Care Need

October 17, 2016 by Honey 2 Comments

Elder FallFalls are the #1 cause of injury among seniors; they are a slippery slope to decline, but with appropriate care, can often be avoided.  Many people do not report them.

This article describes what I routinely observe in my practice. LTCi ownership can make accessing appropriate, high quality care quicker, less stressful, and easier.

http://www.cbsnews.com/news/falls-leading-cause-of-injury-and-death-among-older-americans/

Filed Under: Long-Term Care Awareness Month Tagged With: fall risk, LTCi

The Magic of LTCi Ownership

August 21, 2015 by Honey Leveen Leave a Comment

The following is a true testimonial, not a paid endorsement. It illustrates the transformative difference long-term care insurance (LTCi) ownership can make:

Magic Of Owning LTCi“Honey, buying LTCi was THE best insurance decision I have ever made. When my spinal cord injury occurred in 2013, I would not have been able to live safely without this policy. I am now in assisted living. It is the best of facilities. There is nothing wrong with my brain. I long for the mental stimulation available to me if I could live independently or even at home with help. I cannot live in such places for one reason: I am a fall risk.  I lost my ability to balance due to Osteoporosis, the cause of my spinal cord injury.

I don’t care how much money one has, paying for aids is expensive and a great way to go broke or not have anything to leave your children or anyone. When my mother came to live with me and she had not even a health insurance policy, I learned quickly what it costs to have home health care workers then later to pay for a long-term care facility. This is when I got your name from a friend.

Many thanks, Honey” ~ Patty Fitzpatrick, LCSW

Filed Under: Helpful Information About LTC, I'll Just Self-Insure, Information About LTC Tagged With: fall risk, Honey Leveen, Long Term Care insurance, long-term care facility, LTCi, www.honeyleveen.com

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Phone: 713-988-4671
Fax: 281-829-7177

Email: honey@honeyleveen.com

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Testimonials

Open Quotation Mark"Honey - Whenever I need a clarification regarding our “LTC” you are “Johnny on the spot” responding in a very prompt manner, reassuring me, informing me in a concise way, patient with me as I massage the understanding in my own words. Your knowledge is current and expressed with confidence, offered in your conscientious and upbeat personality. Quotation Mark ClosedIt is a pleasure to work with you. Thank you for your expertise." ~ Nancy Damon, Houston, TX
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Honey Leveen, LUTCF, CLTC, LTCP
“The Queen, by Self-Proclamation, of Long-Term Care Insurance (LTCi)”
404 Royal Bonnet
Ft. Myers, FL 33908

Phone: 713-988-4671
Fax: 281-829-7177

Email: honey@honeyleveen.com

Email: honey@honeyleveen.com

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